MICROLOAN EMPOWERMENT PROGRAM |
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| KENYA MEP FUNDS REPORT |
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I acknowledge
III Cord Foundation as a reliable
and most committed organization both
in spiritual and physical life. From
our last performance, we can strongly
testify that we are moving forth.
The funds <Micro-Loan Empowerment
Program> MEP, have been reaching
us through out the last five months
in accordance to the memorandum of
understanding. This has enabled us
plan, evaluate and to do our work
on time with without delays. Hence,
our targets and aim to reach out and
empower the poor and the weak in the
church and the society has been successful.
I thank God for the wisdom of Rev.
Dr. Tracey L. Goodner, the first lady
of the mission and the entire family
of the III Cord Foundation Organization.
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We too would give
thanks to the Federal Republic of
the USA for their support channeled
to USAID, through III Cord Foundation,
which has farther reached us as we
reach those that are targeted for.
We thank God for good relationship
between the nation of Kenya and the
States. Their support and prayers
have always been of great impact to
our Nation Kenya and our mother continent
Africa. Through III Cord Foundation,
we have been able to carter for the
orphans, disables, HIV/AIDS victims
and widows and now for the poor and
the weak in the society due to Micro-Loan
Empowerment Program from III Cord
Foundation. |
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The seminars and
education workshops and summits have
always been empowering people both
spiritually as a matter of fact; they
have trainers that have been training
people to build their economy and
work harder to improve their living
standards. We believe with the aid,
MEP, Grants and other help we can
reach our goal and satisfying the
church and the society. Glory to God |
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THE MEP (MICRO-LOAN EMPOWERMENT
PROGRAM) |
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MEP funds are really
transforming lives; loans have been
given to groups and Community Based
Organization, Brethrens that are in
churches and in society. The group
consists of widows, widowers, internal
displaced person due to clashes and
epidemics that hit our country in
the recent months. Due to economic
status of the majority these brethrens,
it was not wise giving loans to individuals.
Most were farmers who had been chassed
away from their land with their families
by the intruders due to war.The groups
offer loan to their members and guarantee
them to us. |
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We decided to offer
loans to groups, we had started with
individuals but gave us hard time
when they failed to pay while others
didn’t pay in agreed time. Due
to lack of business knowledge also
due to their situation as I.D.Ps Internally
Displaced Persons and poverty in general,
so it was not wise to loan individuals,
but to loan them through their groups
that could guarantee them. We also
had to educate them through seminars
on the business entrepreneurship,
ethics in Business and some basic
productive business skills. |
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Merry-go-round,
benefits from shares, equal share
of profit by members as well as benefits
from the projects they run etc are
the resources that earn them a living
as members in their respective groups.
Others work on other people’s
farms for a live hood. With the empowerment
of MEP, the groups are running different
projects like: brick making, rearing
of chicken, farming, running small
business, splitting woods and selling
them, water cleaning/selling project
e.t.c. This not only will help them
to pay the loans, but also help them
to have better lives. |
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| LOAN
DISTRIBUTION |
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Mombasa
church water project.
Matendo self help Group Ventelation
and Tiles project.
Mt. Elgon Jireh C.B.O’S Bricks
and Timber project.
Mateso Women Group A’S small
scale business
Mateso woman group B’S small-scale
business
Kimilili grace of Calvary Jireh
C.B.O. Agricultural project.
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| ARTICLE 1.0 |
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 Mombasa
church water project –Runs a
small business of cleaning and distributing
water consist of 40 members including
widows and the needy. On 12th December
2009, we’ve handed a loan of
Ksh 60,000 to facilitate the project.
The loan is repayable within five
months |
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| ARTICLE 1.1 |
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 Matendo
self help group consist of 16 members.
They run a project of making ventilations,
tiles and are also animal keepers.
They are born again Christian and
the need. They prayed and begun the
project in 2008. On November 10th
2009, they were given loan worthy
Kshs 50,000.repayable within six months. |
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| ARTICLE 1.2 |
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 Mt.Elgon
Jireh C.B.O was formed by displaced
brethren from Mt. Elgon .These was
as a result of Tribal and political
clashes, which took place recently.
After being settled in camps, we visited
them and advised them to do something
for a living. They took the advice
and started brick barking, timber
splitting/ selling project and small
businesses. It consist 25 members
.Bishop Fredrick S. Wanyonyi presented
them Kshs 80, 000 to buy their own
power saw and few tools for barking
bricks and trees for timber yard as
well as nourish their businesses. |
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| ARTICLE 1.3 |
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 Mateso
woman group A consists of widows who
were affected by the Mt. Elgon tribal
clashes and lost their husbands. They
run small business in Chwele town
like selling fresh vegetables e.t.c.
They were given a loan of Kshs 50,000
to expand their business. It consists
of 27 members. |
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| ARTICLE 1.4 |
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 Mateso
woman group B consists of widows mixed
of displaced widows from Mt. Elgon
and others HIV/Aids affected widows.
It is located in Chwele town. It works
to instill hope in widows. They run
projects like small business, farming
and livestock keeping. They were given
a loan of Kshs50, 000 to facilitate
these projects. |
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| ATRICLE 1.5 |
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 Kimilili
Grace of Calvary Jireh C.B.O is located
in Kimilili Township consists of 24
members’ widows and needy brethren.
The run projects like agriculture,
buying and selling cereals. And selling
in dry season. They were given a loan
worthy 80,000 to facilitate their
farming this season. |
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| REMARKS |
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Problems
encounters are like; poverty since
many cannot payback the loans, due
to their situations as I.D.Ps, poverty
and lack of business knowledge.
So with your seminars, support through
MEP, advise, Grants, help of Aids
i.e. food, finances, materials,
education are needed. Especially
to the orphans and with them we
carter far. Material like iron sheets
and other building materials e.t.c
are needed to build houses to the
widows and their children as they
settle. Their houses were destroyed;
animals raided during the clashes,
finances to help them cultivate
their lands e.g. buying seed, fertilizers
e.t.c and do small business to earn
a living ARE VERY IMPORT NOT ONLY
TO THEM AS INDIVIDUALS, BUT MUCH
MORE TO BUILD THE BODY OF CHRIST.
Finances
to facilitate food, medication,
education to total orphans that
we carter for in the church and
these that we have not reach for.
This is help through paying fees,
buying books, uniforms and food
beddingse.t.c.
GOD BLESS
III CORD FOUNDATION.
Bishop
Fredrick Wanyonyi |
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